TakeOverMyMortgage.org
Need to Sell Your House Fast? No Realtor Needed. Foreclosure, Divorce, Inherited Property, or Behind on Payments.

Sell Your House Without a Realtor

Facing foreclosure, handling an inherited property, going through a divorce or moving on short notice? Tell us about your house and get matched with a buyer who can move on your timeline.

Get matched now

House with a key

Why homeowners sell without an agent

A normal listing means showings, repairs, price drops and a long wait for a buyer's loan. Homeowners who cannot take that on look for a quicker way to sell their house. Some want to keep the commission. Others simply need the sale to happen on their calendar.

TakeOverMyMortgage.org is a referral service for those homeowners. You fill in a short form, and we pass your details to a buyer or another professional who may contact you. You can compare what you hear and decline anything that does not fit.

Pick the situation that sounds like yours

  • Sell Without a Realtor

    If you want to sell your house without a realtor, you can, and homeowners do it every day.

    Read the guide
  • Sell Fast for Cash

    When you need to sell your house fast, a cash buyer takes out the slowest parts of a normal sale: the listing, the showings and the wait for a buyer's loan to be approved.

    Read the guide
  • Foreclosure

    If you are behind on your mortgage and thinking about whether to sell your house, start with the clock.

    Read the guide
  • Divorce

    A divorce often comes down to one big shared asset.

    Read the guide
  • Inherited House

    When you inherit a house you cannot use, keeping it can feel like a second job.

    Read the guide
  • Take Over My Mortgage

    Many homeowners who search for a way to sell their house and hand over the mortgage are really asking for a mortgage assumption.

    Read the guide
  • Sell As Is

    To sell your house as is means the buyer takes it in its current condition.

    Read the guide
  • Sell to Family

    Selling a house to a relative can be smooth and it can be strained.

    Read the guide

How it works

  1. Fill in the short form with your name, phone number and the property address or city.
  2. We refer your details to a buyer or other professional.
  3. They may contact you. You decide whether to continue.

Help you do not have to pay for

If you are behind on your mortgage, the Consumer Financial Protection Bureau says to call your servicer right away. HUD-approved housing counselors give free help, and the HOPE Hotline at (888) 995-4673 is another free line. You do not have to pay anyone to help you avoid foreclosure.

Common questions

Is TakeOverMyMortgage.org a buyer?

No. We are a referral service. We pass your details to a buyer or other professional, and they may contact you.

Does it cost anything to submit my information?

There is no charge to submit your details through this site.

Do I have to accept an offer?

No. You can compare offers and decline all of them.

What states do you cover?

The site is for homeowners across the United States. Which buyers can help depends on where your house is.

Ready to talk to a buyer?

Tell us about your house and where you stand. A buyer or other professional may contact you with next steps.

Get matched now